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What is uninsured motorist coverage used for?

What’s commonly referred to as UM or are uninsured or underinsured motorist coverage is a type of insurance you can purchase to protect yourself from other people injuring you. In the state of Florida, it’s voluntary. There’s no requirement to...

How does the death benefit work under the new PIP law?

In Florida, PIP is generally $10,000 of insurance for the person who has the PIP benefits, regardless of who is at fault in a crash. If someone dies as a result of a crash, PIP benefits payout $5,000 for things like funeral...

Do motorcycles require PIP coverage?

No, they do not. Motorcycles are one of the exceptions for PIP coverage in the state of Florida. If you’re injured while on a motorcycle, it’s very important you talk to an attorney about what types of insurance could apply to your...